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Oct 17 2017

Bamboozled: Bank pulls a fast one, misplaces payments, threatens foreclosure, customer says #nj #foreclosure #attorney

# Bamboozled: Bank ‘pulls a fast one,’ misplaces payments, threatens foreclosure, customer says NJ Advance Media for NJ.com Bob and Bernice Lagana bought their three-bedroom, two-bath Princeton Junction home in 2000. In 2013, Bob Lagana filed for bankruptcy, but the couple came to an agreement with TD Bank for a fresh start so they could keep their home. The Laganas made all the payments, they said, but in 2016, TD Bank tried to put the home in foreclosure for nonpayment. “I’m sorry I ever did business with this bank,” said Bob Lagana, 64. “I can’t fathom this big a mistake. …

Oct 17 2017

How do first time buyer mortgages work?

Most first time buyer mortgages are either fixed rate or variable rate mortgages. Fixed rates usually last between 2-5 years (but sometimes as high as 10 years) and with these you have the certainty of knowing how much you will pay each month. Variable mortgages follow either the Bank of England’s base rate or, with discount mortgages, the bank’s own SVR (standard variable rate) and monthly costs may go up or down depending on those. You’ll probably need a minimum deposit of 5% of the property’s value, but the best rates will usually go to those borrowers who can provide …

Oct 17 2017

The Institute of Psychology (IP) of the Chinese Academy of Sciences (CAS) was established in

The institute strives to understand the human mind by exploring both the biological and environmental factors underlying the mind and behavior. It also aims to become a world-renowned research center that promotes scientific innovation and socioeconomic development. The institute comprises the Division of Mental Health and Behavior Genetics, the Division of Cognitive and Developmental Psychology and the Division of Social and Engineering Psychology. In addition, the institute is home to the CAS Key Laboratory of Mental Health and the Institutional Key Laboratory of Behavioral Science. IP’s main research areas include early identification and intervention for mental disorders; social prediction and …

Oct 17 2017

Flood Insurance

NATIONAL FLOOD INSURANCE PROGRAM Flood damage is excluded under standard homeowners and renters insurance policies. However, flood coverage is available in the form of a separate policy both from the National Flood Insurance Program (NFIP) and from a few private insurers. Congress created the NFIP in 1968 in response to the rising cost of taxpayer-funded disaster relief for flood victims and the increasing amount of damage caused by floods. The NFIP makes federally backed flood insurance available in communities that agree to adopt and enforce floodplain management ordinances to reduce future flood damage. The NFIP is self-supporting for the average …

Oct 17 2017

Special Education: Degrees – Programs: Graduate: School of Education: Indiana University #special #education #graduate #degrees

# School of Education Degrees Programs Special Education IU s Special Education Programs provide graduate students with exceptional coursework and field experiences that prepare them to be teachers and researchers working on behalf of all learners. Special education graduate students study how best to develop individualized programs and adapt instruction for learners with a range of disabilities, including learning disabilities, intellectual or communication impairments, physical, social and emotional delays. These students experience learning challenges in traditional classroom environments and require interventions and supports in order to learn and grow. Dedicated and creative special educators make a difference in the lives …

Oct 17 2017

All About CNA – Take CNA Classes Online to Prepare for a Lifelong Career in

# Find schools and get information on the program that s right for you. Working as CNA (short for Certified Nursing Assistant) has never been more achievable than now, with the rise of hundreds of classes online, offered by universities and organizations aross America, all accessible from the comfort of your own home. With the rise of internet access availability, ever more powerful computers and a much better understanding of the online environment, online courses are becoming a true contender to their real-world counterparts. Virtual classrooms benefit from videoconferences with scores of people at the same time, file storage and …

Oct 17 2017

Katy Dog Kennels #katy #dog #kennels, #katy #kennels, #dog #kennels #in #katy #tx, #kennels #in

# Circle Lake Ranch Dog Boarding As a dog owners who travel, it is important to us at Circle Lake Ranch Pet Resort to be able to leave home and not worry about our pets. It is our mission that our pet guests are comfortable, relaxed and well-cared for as they stay at our dog boarding kennels at the Circle Lake Ranch Pet Resort. Our goal is for your dog to want to return and to feel that being here is like being on vacation. Many customers tell us their dog gets excited when they turn down our long gravel …

Oct 17 2017

Hidden satellite dish #hidden #satellite #dish

# We are an authorized Dish Network OE partner. We sell Dish Network service nationwide. 2. Where are you? We are located at Philadelphia suburb. GWDish.com 275 E Butler AveAmbler, PA 19002 3. How can I trust you? We have been in business for over 5 years. We keep our customer’s information strictly confidential. Thousands of our customers are concrete evidence of our excellent reputation. ALL of our customers are guaranteed to receive their visa gift cards within 4 weeks after the installation! 4. Why should I order from you guys? There are over 4000 of Dish Network retailers in …

Oct 17 2017

Fire Protection and Safety Engineering Technology Bachelor’s Degree Curriculum

View sample online courses Core Courses 48 hours Supporting Course Requirements* 41 hours CHE 101: General Chemistry I CHE 102: General Chemistry II CON 303: Statics Strength of Materials CON 322: Construction Structural Design MAT 234: Calculus I MAT 244: Calculus II PHY 201: University Physics I PHY 202: University Physics II PHY 375: Thermodynamics TEC 190: Technical Graphics *Some supporting courses will count toward the General Education Requirements. Hours are counted above. See catalog for details. EKU General Education Requirements 40 hours (See catalog for details.) Total Hours Required for Degree Completion 120 hours For a full list of …

Oct 17 2017

Data Protection Law changes #sensitive #data #protection

# Out with the old, in with the new – the upcoming changes to Data Protection Law This year will mark one of the largest legal movements in data protection history – the formal adoption of the EU General Data Protection Regulation (the “GDPR “). The long-awaited GDPR brings significant changes to UK data protection law. Once in force, it may mean the EU has the most stringent data protection laws in the world. The GDPR is far-reaching – it can apply to anyone offering goods or services or monitoring behaviour on anyone in the EU. It is therefore imperative …